01 / REVIEW
Review your situation.
Start with income, household costs and the debt commitments creating pressure.
DEBT REVIEW & COUNSELLING / SOUTH AFRICA
Debt Sorted
find a way forward.
If monthly repayments no longer fit your income, Debt Sorted helps you understand your options, organise the full picture and take the next step towards a more manageable plan.
CONFIDENTIAL · PRACTICAL · HUMAN
ONE
STEP
AT A TIME
STEP
AT A TIME
LESS NOISEMORE CLARITYLESS JUDGEMENTMORE NEXTLESS NOISEMORE CLARITYLESS JUDGEMENTMORE NEXT
NO JUDGEMENTCLEAR CONVERSATIONSPRIVATE SUPPORTPRACTICAL NEXT STEPS
ABOUT DEBT SORTED
Debt review starts with your real monthly picture.
Debt is rarely only about one account. It can be rent, groceries, transport, school fees, utilities, medical costs and credit all competing for the same income.
We help you organise the picture, understand the available options and decide on a clear next step.
Bring what you know today. You do not need a perfect explanation to begin.
01START WITH A CHAT
02MAKE A CLEAR PLAN
03MOVE FORWARD
HOW DEBT REVIEW WORKS
What we do
We assess the situation, explain debt counselling in plain language and help you understand what happens next.
02 / MAP
Map the moving parts.
See the monthly picture together, from essentials to credit repayments.
03 / EXPLAIN
Understand your options.
Learn what debt review and other routes may involve before you decide.
04 / SUPPORT
Support the next step.
Keep the process practical, clear and connected to the life you are trying to protect.
A PRACTICAL DEBT PLAN
Make room for what
your plan needs to protect.
A workable plan should account for the life behind the numbers: home, family, food, transport, health and the future you are still building.
Start with one honest question, then take the next step with the full picture in view.
REQUEST A CONFIDENTIAL ASSESSMENT →WHAT DEBT HELP CAN CHANGE
A clearer plan for
real monthly life.
Debt counselling starts with the details that shape your month. The aim is to understand the pressure, explain the options and make the next decision easier to take.
See the full monthly picture.
Income, household costs and credit commitments are easier to work with when they are visible together.
SEE THE BIGGER PICTURE →Understand the available routes.
Ask better questions about debt counselling, debt review and what each process may involve for your circumstances.
SEE HOW DEBT REVIEW WORKS →Keep the next step workable.
A plan should account for home, family, food, transport, health and the future you are trying to protect.
REQUEST AN ASSESSMENT →ARTICLES
What is debt review?
Plain-language guidance on assessments, debt counselling and building a more manageable repayment plan.
What happens in your first assessment?
Start with the details you know: income, household costs, account balances, monthly instalments and the payment creating the most pressure.
We’ll use that starting picture to explain the next questions and the options that may fit.
REQUEST AN ASSESSMENT →What is debt review—and who is it for?
Debt review is a formal debt counselling process for consumers who are struggling to keep up with their credit commitments. It begins with an assessment of income, expenses and debt.
The right route depends on your circumstances, eligibility and the final advice you receive.
ASK ABOUT YOUR OPTIONS →What happens after I ask for help?
We start by listening, checking the monthly picture and explaining the next steps in plain language. You can ask questions before deciding what to do.
Any final fees, eligibility, regulatory wording and service commitments must be confirmed before launch.
START THE CONVERSATION →A plan should make
room for life.
The aim is not just to organise repayments. It is to understand what your household needs, explain the available routes and make progress feel possible. Home, family, plans, rest — all of it belongs in the conversation.
A PRACTICAL BEGINNING, MADE HUMAN
TESTIMONIALS
What our clients say.
Sample client stories for presentation. Replace with approved, attributed testimonials before launch.
★★★★★
“I stopped trying to carry every payment in my head. The first conversation gave me somewhere to start.”
SAMPLE CLIENT STORY / MARGATE★★★★★
“The plan was clear enough to explain at home, and that made the next step feel much less frightening.”
SAMPLE CLIENT STORY / SOUTH AFRICA
LESS NOISEMORE PEACE
WHAT A CLEAR PLAN CHANGES
Put the pressure
in one place.
When income, expenses and debt commitments are visible together, it is easier to ask the right questions and choose the next step.
UNDERSTAND YOUR OPTIONS →FAQ
Frequently asked questions
Start with the question you’re carrying. We’ll explain what the process involves and what still needs client approval.
What is debt review?
Debt review is a formal debt counselling process for people who may be over-indebted. It can include budget advice, discussions with credit providers and restructuring of repayments, subject to assessment.
Do I need to have everything figured out?
No. Bring what you know today and the questions you have. A simple starting point is enough to begin understanding your options.
Is the assessment private?
The conversation should be handled respectfully and confidentially. Final privacy, data-handling and POPIA wording must be approved before launch.
What should I bring?
Bring income details, household expenses, account balances, monthly instalments and any notices or statements that are easy to access.
Can I start by sending a message?
Yes. Use the enquiry form, call or WhatsApp route once the final contact details are approved.
Is this the final service wording?
This is a presentation direction. Final service claims, fees, eligibility and regulatory wording still need client approval.
The right first step is the one you can take today. It does not have to be the biggest one.
REQUEST A CONFIDENTIAL ASSESSMENT
Let’s make
a clear plan.
Tell us what is happening with your monthly repayments. We’ll start with your income, expenses and debt commitments, then explain the next step.